Own the AssetsThat Build Wealth
Invest in carefully selected Nigerian properties from ₦500,000. Own a share, participate in rental income, and follow your portfolio from anywhere.
From browsing to
owning, in four steps
- 01Browse
Start with theopportunity.
Explore Nigerian property opportunities. Each listing should show its funding progress, projected net yield, minimum and current availability up front.
Every asset, in one place. - 02Invest
Read it fully.Then invest.
Funding progress, financial assumptions and available documents sit on one page. Read the offering terms, risks, fees and diligence material before deciding.
Clear terms. Considered decisions. - 03Own a Shard
Own a Shardof the building.
After a transaction completes, your portfolio records the instrument and units acquired under that asset’s offering documents. Opportunities can start from ₦500,000.
A recorded interest. Asset-specific rights. - 04Earn
Let ownershipbecome income.
Track holdings, transaction history and estimated values in one place. Any authorised distribution follows the asset documents and disclosed schedule.
Stay connected to what you own.
Premium assets,
fractional prices
See your
wealth grow
Pick an amount, a property and how long you hold it.
Your investment
You’d own 1.00% of the property
Assumes a 12% rental yield, paid monthly and reinvested, and 16% yearly appreciation.
| Year | Rental income | Appreciation | Total |
|---|---|---|---|
| Now | ₦0 | ₦0 | ₦500K |
| Yr 1 | ₦68.04K | ₦85.52K | ₦653.56K |
| Yr 2 | ₦156.97K | ₦197.31K | ₦854.28K |
| Yr 3 | ₦273.22K | ₦343.42K | ₦1.12M |
| Yr 4 | ₦425.17K | ₦534.41K | ₦1.46M |
| Yr 5 | ₦623.78K | ₦784.06K | ₦1.91M |
- Your money
- ₦500K
- Rental income
- ₦623.78K+125%
- Appreciation
- ₦784.06K+157%
Projected figures based on the assumptions shown, not guaranteed. Returns can be lower and you can lose money.
Your portfolio,
in your pocket
Browse open offerings, invest in a few taps and see your rent arrive. The iOS and Android apps are coming soon, and you’ll sign in with the account you already have.
Shard runs in your mobile browser in the meantime.
Your ownership,
on the record
Every share you buy is issued as a token on a public blockchain, a permanent record of who owns what. You never need a wallet, keys or crypto.
A token for every share
Each property is divided into tokens. The tokens recorded to your name are exactly what you own.
Only verified owners
Shares can only move between identity-verified investors. The token’s own rules enforce it.
Safely held for you
We hold the wallet, so there is no seed phrase to lose. Your tokens are matched to the legal register.
You invest in the legal instrument described in the asset’s offering documents rather than buying physical title to part of a building. The documents identify the asset-owning company, any nominee or custodian, your beneficial rights, fees, distributions and exit terms.
Cash actually collected is reconciled after costs, reserves, taxes and applicable fees. Any amount approved for distribution is credited on the schedule stated for that asset. It is not guaranteed and may vary, be delayed or be nil.
No secondary marketplace is open today. Unless an offering provides another route, assume your capital remains committed until the underlying asset is sold or repaid.
No investment is risk-free, and you can lose money. Your rights are set out in each asset’s offering documents, and your holding is recorded on-chain, so anyone can verify who owns what.
Before an approved offer opens, its diligence record should cover ownership and title, material encumbrances, physical condition, valuation, seller or sponsor, expected income and the legal structure. The offering documents should identify the checks performed and the advisers responsible.
Company registration and the availability of this website are not SEC approval. Shard will make an investment offer available only where the required approval, registration, exemption or regulated-partner arrangement is in place. Check the SEC register and the regulatory status disclosed in the offering documents before investing.